Macroeconomic Factor Affecting Non-Performing Loans (NPLs): Evidence from Commercial Bank in Pakistan Based ARDL Cointegration Approach

Explanatory Power of Macroeconomic Variables as Determinants of Non-Performing Loans: Evidence form Pakistan

Since long the argument has been that both bank specific and macroeconomic factors affect the nonperforming loans and the existing literature on macroeconomic variables suggests that many macroeconomic variables do strongly influence them. Over the last few years the literature that examines NPLs has expanded in line with the interest afforded to understanding the factors responsible for financ...

Explanatory Power of Bank Specific Variables as Determinants of Non-Performing Loans: Evidence form Pakistan Banking Sector

It is widely accepted that the growth in Non-performing loans is associated with the inefficiency, failures of the banks and financial crisis in the developed and developing countries. In fact, existing studies have provided evidence that the rapid growth in NPLs leads to the financial crisis. Therefore whenever financial vulnerability is examined, main emphasis is placed on the levels of NPLs....

Non-performing loans (NPLs), liquidity creation, and moral hazard: Case of Chinese banks

Background: This study analyzes the impact of non-performing loans (NPLs) on bank liquidity creation to investigate the existence of moral hazard problem in Chinese banks. Methods: It uses data from 197 listed and unlisted Chinese banks, spanning the period 2005 to 2014. Generalized method of moments (GMM) estimation, fixed and random effect model, and pool data techniques have been used for an...

determinants of non-performing loans among iranian commercial banks

considering significant influence of financial crisis on the economy as a whole, policymakers spend remarkable resources on supervision and methods to ensure about sustainable financial system . a non-performing loan, or npl, is a loan that is in default or close to being in default. many loans become non-performing after being in default for 90 days, but this can depend on the contract termsan...

Resolution of Non-Performing Loans in China